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AgriCredit Africa

AgriCredit-Africa is an AI-Blockchain platform empowering African farmers with decentralized microloans, data-driven insights, and tokenized carbon credits for sustainable growth.

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Description

AgriCredit-Africa is a decentralized AI-powered platform designed to revolutionize agricultural finance across Africa. It connects farmers, cooperatives, and investors through blockchain-based microloans, AI-driven credit scoring, and IoT-verified climate insights. Farmers can access fair credit, tokenize yields and carbon credits, and trade transparently on the blockchain. The platform ensures data ownership, transparency, and inclusion while promoting sustainability and trust in Africa’s agri-economy.

Progress During Hackathon

During the hackathon, our team: . Built a working AI credit scoring prototype using satellite and mobile money data. . Deployed the initial smart contracts for decentralized microloans and carbon tokenization. . Created a Next.js + Tailwind UI with wallet connection and DID-based onboarding. . Integrated IoT sensor simulation and Chainlink oracles for farm data. . Designed the AI explainability dashboard for transparent credit evaluation. . Established a DAO framework for community-led governance and loan pool management. This prototype demonstrates real, working interoperability between AI, blockchain, and real-world agriculture systems.

Tech Stack

DeFi
AI
Solidity
Web3
IoT
MachineLearning

Fundraising Status

Currently Pre-Seed / Prototype Stage, seeking strategic partnerships and early-stage funding to scale the MVP across East and West Africa, focusing on mobile money integration, federated AI expansion, and pilot programs with agricultural cooperatives.

Team Leader
Nn3on p0rtal
Sector
DeFi