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EduZero

The Future of Education Finance – Learn Now, Pay Never!

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Description

EduZero: Education Financing, Reimagined

EduZero is a revolutionary DeFi-powered educational financing platform that allows students to pay for their education using only the yield generated from their deposits - without spending their original funds.

What We Solve

EduZero addresses three critical problems in today's educational landscape:

  1. Student Financial Insecurity: Nearly 50% of students run out of money before the semester ends, leaving them financially vulnerable.

  2. Crushing Student Loan Debt: The US student loan debt has surpassed $1.77 trillion, burdening graduates for decades after they finish their education.

  3. DeFi Complexity Barrier: While Gen Z is interested in digital finance, most DeFi platforms remain too complex and intimidating for everyday users.

Our Solution

EduZero creates a simple, student-friendly interface to the power of DeFi yield generation. With our platform:

  • Students deposit funds that remain 100% safe and accessible

  • The platform connects to established DeFi protocols to generate yield

  • Students use ONLY the yield (never their principal) to pay for educational expenses

  • All transactions happen through a clean, intuitive interface - no crypto knowledge required

How It Works

Our tokenization system creates two assets from each deposit:

  • Principal Tokens (PT): Representing the student's original deposit

  • Yield Tokens (YT): Representing the future yield their deposit will generate

When making educational purchases, students select "Buy Now, Pay Never" - using only their yield tokens while their principal remains intact and continues generating more yield.

Impact

EduZero revolutionizes educational financing by:

  • Preserving students' financial safety nets

  • Creating a sustainable alternative to debt-based education funding

  • Making sophisticated DeFi strategies accessible to non-technical users

  • Building financial literacy and security for the next generation

Progress During Hackathon

MVP

Tech Stack

Next
Solidity
Web3
Rainbowkit
Wagmi

Fundraising Status

N/A

Team LeaderXxfajarr
Sector
DeFiOtherInfra