EduZero
The Future of Education Finance – Learn Now, Pay Never!
Videos
Description
EduZero: Education Financing, Reimagined
EduZero is a revolutionary DeFi-powered educational financing platform that allows students to pay for their education using only the yield generated from their deposits - without spending their original funds.
What We Solve
EduZero addresses three critical problems in today's educational landscape:
Student Financial Insecurity: Nearly 50% of students run out of money before the semester ends, leaving them financially vulnerable.
Crushing Student Loan Debt: The US student loan debt has surpassed $1.77 trillion, burdening graduates for decades after they finish their education.
DeFi Complexity Barrier: While Gen Z is interested in digital finance, most DeFi platforms remain too complex and intimidating for everyday users.
Our Solution
EduZero creates a simple, student-friendly interface to the power of DeFi yield generation. With our platform:
Students deposit funds that remain 100% safe and accessible
The platform connects to established DeFi protocols to generate yield
Students use ONLY the yield (never their principal) to pay for educational expenses
All transactions happen through a clean, intuitive interface - no crypto knowledge required
How It Works
Our tokenization system creates two assets from each deposit:
Principal Tokens (PT): Representing the student's original deposit
Yield Tokens (YT): Representing the future yield their deposit will generate
When making educational purchases, students select "Buy Now, Pay Never" - using only their yield tokens while their principal remains intact and continues generating more yield.
Impact
EduZero revolutionizes educational financing by:
Preserving students' financial safety nets
Creating a sustainable alternative to debt-based education funding
Making sophisticated DeFi strategies accessible to non-technical users
Building financial literacy and security for the next generation
Progress During Hackathon
MVP
Tech Stack
Fundraising Status
N/A