Gig-Cred+
An AI-powered platform redefining credit for gig workers—offering smart, flexible loans based on real-world work patterns, not outdated job histories. Financial access that fits today’s workforce.
Tech Stack
Description
This project came from something we noticed again and again: gig workers make up a massive part of the global workforce, yet most still don’t have access to basic financial services like credit. Traditional systems often overlook them simply because they don’t have a conventional job history—which felt unfair and out of touch with how the world is evolving.
So we built a platform that uses AI to assess creditworthiness based on real-world indicators like income patterns, user ratings, and job consistency—rather than formal employment records. It offers short-term, flexible loans with repayment cycles that match their earning rhythm, and allows users to build financial credibility over time.
It is about creating something that listens to people’s realities rather than forcing them to fit outdated systems. It’s about empowering gig workers with the financial tools they deserve—tools that recognize their hustle, not just their paperwork. By bridging the gap between modern work and modern finance, we're helping them unlock opportunities that were previously out of reach.