Kavro is 0G-native confidential credit-agent infrastructure for private RWA funding, combining AI underwriting, sealed bids, auditor disclosure, and on-chain proof packets.
Private credit and RWA financing still run through emails, PDFs, spreadsheets, manual due diligence, closed legal data rooms, and fragmented auditor workflows. These markets need AI automation and on-chain settlement, but they cannot expose sensitive information such as investor bid sizes, target yields, allocation preferences, collateral terms, borrower documents, repayment details, or auditor disclosures.
Kavro turns this workflow into a confidential, agent-driven clearing network on 0G.
In Kavro, an issuer agent creates a sealed funding room for a real-world credit opportunity such as invoice financing, trade finance, real estate debt, or private credit. Deal metadata and encrypted room memory are stored on 0G Storage. Investor agents evaluate the opportunity through 0G Compute, generate risk analysis and bid recommendations, then submit sealed bid commitments instead of exposing plaintext bid amounts. Underwriting and allocation agents analyze the round, while auditor agents receive permissioned disclosure capsules that reveal only approved proof data.
The result is a private credit lifecycle that is both confidential and verifiable.
Kavro’s main differentiator is the Proof-of-Credit Packet. Each funding round can produce a public evidence bundle showing:
- the 0G Mainnet contract addresses,
- 0G Explorer links,
- deal metadata storage references,
- AI underwriting report references,
- sealed investor bid commitments,
- repayment state,
- auditor disclosure proof,
- and the integrations used across 0G Storage, 0G Compute, and 0G Chain.
This means Kavro does not simply say “an AI agent analyzed something.” Kavro proves that a private credit round was created, analyzed, bid on, disclosed, repaid, and verified without leaking confidential deal terms.
0G is not an add-on in Kavro. It is the core infrastructure:
- 0G Storage is used for encrypted deal memory, AI reports, bid evaluation data, audit logs, disclosure capsules, and agent metadata.
- 0G Compute is used for due diligence, risk scoring, investor bid recommendation, issuer allocation planning, underwriting swarm output, and auditor compliance summaries.
- 0G Chain is used for deal lifecycle events, sealed bid commitments, AI report references, auditor permissions, repayment state, and settlement proof.
- KavroAgentID and KavroAgentRegistry provide an Agent ID-ready identity layer for issuer, investor, auditor, settlement, and due-diligence agents.
Kavro is structured as more than a frontend demo. It includes:
- Kavro Rooms: the application layer for issuers, investors, and auditors.
- Kavro Agents: role-based credit agents for underwriting, bidding, compliance, allocation, and settlement.
- Kavro Contracts: deployed 0G Mainnet contracts for commitments and lifecycle proofs.
- Kavro Storage: real 0G Storage integration for persistent encrypted credit memory.
- Kavro Compute: real 0G Compute integration for structured AI agent outputs.
- Kavro SDK: a reusable TypeScript SDK for developers to build private credit-agent workflows on top of Kavro.
This positioning makes Kavro different from generic RWA dashboards, trading agents, AI chatbots, and agent marketplaces. Kavro focuses on a real institutional finance problem: how to make private credit funding agentic, confidential, auditable, and settlement-ready.
The protocol is designed for use cases such as invoice financing, trade finance, DAO treasury credit rounds, private debt syndication, receivables-backed lending, institutional RWA financing, and auditor-controlled disclosure workflows.
For judges, the key point is simple: Kavro is not only demonstrating UI screens. It is demonstrating a full 0G-powered private credit clearing flow with deployed contracts, real storage references, compute-generated underwriting reports, sealed bid commitments, and a public Proof-of-Credit Packet.
Kavro Protocol is confidential credit-agent infrastructure for verifiable private finance on 0G.
Kavro was developed during the hackathon by transforming an early confidential RWA deal-room prototype into a 0G-native credit-agent protocol.
The original prototype focused on sealed RWA deal rooms. During the hackathon, we rebuilt the product architecture around a broader protocol thesis: private credit clearing for autonomous issuer, investor, auditor, underwriting, and settlement agents.
Major progress completed during the hackathon:
1. Product and architecture redesign
We rebranded the project as Kavro Protocol and repositioned it from a single deal-room app into a reusable confidential credit-agent framework. The product now includes Kavro Rooms, Kavro Agents, Kavro SDK, Kavro Contracts, 0G Storage adapters, 0G Compute agents, and Proof-of-Credit Packets.
2. 0G Mainnet smart contracts
We deployed the core protocol contracts on 0G Mainnet:
- KavroDealRoom for deal creation, funding state, sealed bid commitments, AI report references, repayment state, and auditor access.
- KavroAgentRegistry for issuer, investor, auditor, settlement, and due-diligence agent metadata.
- KavroAgentID as an Agent ID-ready prototype for tokenized credit-agent identity.
- IdentityRegistry for KYC-gated participation.
3. Real 0G Storage integration
We integrated the 0G Storage TypeScript SDK to upload real deal metadata, AI reports, bid memory, and disclosure capsules. These produce 0G Storage root references and transaction hashes used in the Proof-of-Credit Packet.
4. Real 0G Compute integration
We connected Kavro agents to a 0G Compute provider endpoint for structured JSON outputs. The system supports due diligence, investor bid recommendation, underwriting swarm analysis, issuer allocation planning, and auditor compliance summaries.
5. Confidential credit workflow
We implemented a full judge-facing private credit lifecycle:
issuer creates a room, deal metadata is stored on 0G Storage, AI agents analyze the deal through 0G Compute, investors submit sealed bid commitments, the issuer records funding and repayment state, auditors receive permissioned disclosure, and the proof page shows the full evidence bundle.
6. Developer SDK and documentation
We added a reusable TypeScript SDK layer for creating credit rooms, uploading deal memory, running agents, submitting sealed bids, committing AI reports, granting auditor disclosure, and generating proof bundles. We also rewrote the README, architecture documentation, demo guide, and submission materials around the 0G-native protocol design.
7. UI and demo polish
We rebuilt the frontend around issuer, investor, auditor, demo, architecture, and proof flows. The final demo highlights the strongest differentiator: Kavro does not only generate AI analysis, it turns private credit funding into a confidential, agentic, and verifiable settlement workflow on 0G.
The final submission includes deployed 0G Mainnet contracts, 0G Explorer links, real 0G Storage references, 0G Compute-generated reports, sealed bid commitments, repayment proof, auditor disclosure proof, and a complete Proof-of-Credit Packet for judges to verify.
Not yet