LyraAI
Most students live on tight budgets, every naira or dollar counts. But managing those budgets is hard, and saving feels almost impossible. That’s why we built LyraAI: your personal AI financial buddy.
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Description
LyraAI is an AI financial agent for students on Solana, designed to make budgeting, saving, and investing simple and conversational.
Right now, LyraAI already supports:
Setting budgets in natural language through the chat.
Tracking expenses and generating weekly transaction reports.
Defining savings goals (e.g., a new laptop or bicycle).
Stake or save surplus funds directly from the dashboard or through chat.
AI recommendations on how to allocate surplus between savings and investments.
Automated cron jobs that detect when a budget period ends, prompting the user to set a new budget or automatically stake/save any surplus with smart suggestions.
These features make LyraAI an active agent rather than a passive tracker — it doesn’t just report what happened, it helps you act on your finances in real time.
One of our most important goals for adoption is to deliver LyraAI as a mobile-first app with direct, engaging push notifications. Imagine being nudged at the end of your budget cycle: “You’ve got $40 left over — should I save it toward your bicycle or stake it to grow?” This makes LyraAI not only smarter but also more personal, turning financial discipline into an interactive, supportive experience.
Looking ahead, LyraAI will evolve into a more autonomous financial buddy:
Using delegated authority or session keys for hands-free automated execution of recurring savings and investments.
Smarter financial planning, with AI-driven insights into spending habits and personalized recommendations.
Integration with more Solana DeFi protocols for broader savings and investment options.
Multi-currency support to help students seamlessly manage budgets in SOL, USDC, and their local fiat currencies.
With these capabilities, LyraAI is building the foundation for a future where students can manage money, save, and invest — all by simply having a conversation.
Progress During Hackathon
During the hackathon, we started with the simple idea of an AI agent that could help students manage their budgets on-chain. The goal was to move beyond passive tracking and create something that could act on behalf of the user in a meaningful way. Week 1 – Ideation & Architecture We defined LyraAI’s core value proposition: combining budgeting, expense tracking, and surplus management with Solana on-chain actions. The architecture was scoped to balance feasibility (MVP) and future extensibility (autonomous agents with delegated signing). Week 2 – Core Budgeting & Tracking We built the ability for users to set a budget via chat, with Lyra logging wallet transactions and generating reports in USD equivalents using live oracle feeds. This created the foundation for active monitoring. Week 3 – Surplus & Recommendations We introduced Lyra’s AI-driven recommendations for handling surpluses — suggesting how much to save toward user-defined goals and how much to stake for investments. This feature differentiated Lyra as an active financial buddy rather than a passive tracker. Week 4 – On-Chain Actions & Automation We implemented stake and save flows accessible both through chat and the dashboard. A cron job was also introduced to detect the end of budget cycles, automatically prompting users with surplus-handling options and nudging them to set new budgets. Final Week – Demo-Readiness & Polish We focused on user experience and storytelling: Clear dashboards for budget, expenses, and reports. Chat interface for conversational commands like “Save my surplus” or “What’s my balance?”. Push notification simulation for end-of-period surplus handling.