A trustless perks catalogue where users prove, not share - unlocking exclusive offers with zero-knowledge credentials and verified spending via Plaid.
OpenPerks is an open, privacy-preserving offer network powered by zero-knowledge proofs (ZKPs) and verifiable credentials. We enable anyone to prove they meet merchant-defined criteria—such as "$100 spent on travel last month"—without revealing any sensitive information.
By combining Plaid financial verification, AIR credentialing via Moca Network, and seamless authentication through Google or email login, users unlock exclusive perks both online and in-store using cryptographic proofs instead of personal data.
Users onboard with a familiar login experience—Google, email, or wallet—using Privy-style AIR credentials backed by Moca Network. This enables web2 convenience with web3 ownership and privacy.
Users store references to verifiable proofs (ZKPs) associated with spending behavior or other verified traits. These proofs are non-custodial and portable—owned by the user.
Inside our app, users browse a dynamic catalogue of exclusive offers—discounts, perks, and loyalty bonuses. Each offer includes specific eligibility criteria (e.g., "$50+ on dining in the past 2 weeks").
If a user doesn’t yet hold a valid proof for an offer:
They connect Plaid to securely verify spending.
A zero-knowledge proof is generated client-side.
No personal data or transaction history is shared with the merchant—only a cryptographic "yes" or "no".
Once a proof is generated:
The user can instantly redeem offers online.
Or, via our mobile app, they can securely transfer the ZKP to a merchant’s payment terminal at point-of-sale (IRL).
The merchant receives a simple pass/fail verification—nothing more.
Feature | Description |
|---|---|
ZK Proof Engine | Enables spend-based credential verification with zero data leakage. |
Moca + AIR Credentials | Login and credential wallet powered by decentralized identity primitives. |
Plaid Integration | Off-chain data sourced from real financial institutions. |
Offer Marketplace | Merchant-curated perks gated by proof-based eligibility. |
Mobile IRL Proof Transfer | NFC or QR-based ZK proof delivery from app to POS terminal. |
No PII exchanged during offer redemption.
Users own their proofs and can use them across any integrated merchant or app.
Verifiers and issuers can plug in via open standards and SDKs.
Travel brands rewarding recent travelers
D2C merchants offering discounts to high-spending categories
Web3 brands doing onchain + offchain loyalty bridges
IRL retailers rewarding lifestyle behaviors, privately
We’re building the proof layer for private commerce—a universal, programmable offer network that respects users, empowers merchants, and moves loyalty beyond borders and silos.
From 0 to MVP
Open to strategic investment