STARLYNK RWA

Starlynk Gold RWA is a real-world asset infrastructure that transforms physical gold into a settlement-ready, on-chain asset built on Mantle L2. Each token represents fully allocated physical gold, issued through a legally compliant structure and designed for atomic settlement with stablecoin payments.

Unlike traditional tokenized gold products that focus solely on representation, Starlynk focuses on settlement. Asset ownership transfer and payment finality occur within a single on-chain transaction, eliminating counterparty risk and reconciliation delays. This atomic execution model enables gold to function not only as a store of value, but as a programmable payment and settlement asset.

Gold issuance and custody are handled off-chain by Starlynk Pte. Ltd., a Singapore-incorporated entity registered as a regulated dealer for precious metals under the PSPM Act 2019. On-chain, Mantle smart contracts enforce ownership, settlement logic, and finality, creating a clear separation between legal compliance and execution.

By leveraging Mantle’s low fees and high throughput, Starlynk Gold RWA brings real assets, real transactions, and non-speculative volume to blockchain infrastructure, demonstrating how RWAs can evolve into practical financial settlement systems.

Starlynk Gold RWA

A Settlement-Ready Digital Gold Infrastructure on Mantle

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1. Introduction

Gold has played a foundational role in the global financial system for thousands of years. Its scarcity, physical durability, chemical stability, and universal social acceptance have allowed it to function simultaneously as a store of value, a unit of account, and a reserve asset across civilizations and monetary regimes. Even in the modern era—dominated by fiat currencies, electronic payment systems, and increasingly digital financial instruments—gold continues to be actively traded, accumulated by central banks, and relied upon as a hedge against systemic risk.

Despite its enduring relevance, physical gold remains poorly integrated with modern digital finance. Ownership, settlement, storage, and transfer of gold are operationally complex, capital-intensive, and incompatible with real-time, global, programmable financial systems. As a result, gold is often treated as a passive reserve asset rather than an active component of day-to-day financial settlement.

Starlynk Gold RWA is designed to address this structural gap. It transforms physical gold into a digitally native, settlement-ready real-world asset (RWA), enabling gold to participate directly in on-chain payment, settlement, and financial workflows. Built on Mantle L2, Starlynk Gold RWA focuses not merely on tokenization, but on atomic settlement—the simultaneous execution of asset transfer and payment finality within a single on-chain transaction.

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2. Problem Statement

2.1 Limitations of Physical Gold

While gold is trusted globally, physical gold suffers from several inherent constraints:

• Poor portability: Physical transport is slow, expensive, and risky.

• Settlement friction: Ownership transfer is manual and delayed.

• Lack of divisibility in practice: Small-value transactions are impractical.

• Incompatibility with digital payments: Gold cannot natively integrate with APIs, smart contracts, or real-time settlement systems.

As a result, gold is largely excluded from modern payment and settlement infrastructure.

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2.2 Limitations of Fiat and Crypto Assets

At the same time, alternative financial assets also exhibit structural weaknesses:

• Fiat currencies suffer from long-term purchasing power erosion and reliance on centralized banking systems.

• Cryptocurrencies offer programmability and censorship resistance but are highly volatile, limiting their usefulness as settlement assets or units of account.

• Stablecoins reduce volatility but depend on off-chain reserves and often lack robust asset diversity or intrinsic yield.

This creates a persistent gap between trusted real-world value and programmable digital finance.

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2.3 Tokenization Is Not Enough

Many existing “tokenized gold” projects focus primarily on representation—issuing a token that references gold. However, they often fail to address the most critical challenge:

Settlement

In traditional finance, asset delivery and payment settlement are separated in time and infrastructure, introducing counterparty risk, reconciliation costs, and systemic inefficiencies. Simply tokenizing gold without addressing settlement does little to improve this reality.

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3. Design Philosophy

Starlynk Gold RWA is built around a single guiding principle:

If asset transfer and payment settlement are not atomic, blockchain adds limited value.

Accordingly, the system prioritizes:

• Atomic delivery-versus-payment (DvP)

• Clear separation between legal custody and on-chain execution

• Deterministic, low-cost settlement at scale

• Regulatory realism without regulatory over-claim

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4. System Overview

Starlynk Gold RWA operates as a dual-layer architecture:

4.1 Off-Chain Layer: Legal & Asset Foundation

The off-chain layer governs:

• Physical gold acquisition (LBMA-standard)

• Secure vault custody

• Insurance and inventory management

• AML / CFT compliance

• Mint and burn authorization

This layer is operated by Starlynk Pte. Ltd., a Singapore-incorporated entity registered as a regulated dealer for precious metals under the Precious Stones and Precious Metals (PSPM) Act 2019.

Regulatory compliance applies strictly to physical gold dealing and AML/CFT obligations. The regulator does not supervise or endorse the on-chain protocol logic.

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4.2 On-Chain Layer: Mantle Execution & Settlement

The on-chain layer is deployed on Mantle L2 and governs:

• Token ownership

• Supply accounting

• Atomic settlement logic

• Payment finality

• Smart-contract-enforced state transitions

All critical financial logic is executed on-chain, ensuring determinism, transparency, and auditability.

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5. Gold Token Model

5.1 Asset Backing

Each Starlynk Gold RWA token represents:

• Fully allocated physical gold

• Stored in secure, insured vaults

• Held under legally defined custody arrangements

The backing ratio is fixed and verifiable at issuance.

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5.2 Token Properties

• ERC20-compatible

• Fractional ownership supported

• Transferable and composable

• Usable directly in settlement flows

Minting and burning are restricted to the regulated issuer and occur only upon verified physical gold acquisition or redemption.

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6. Minting and Redemption Process

6.1 Minting

1. A user deposits approved stablecoins.

2. The issuer acquires LBMA-standard physical gold.

3. Gold is placed into insured vault custody.

4. Equivalent tokens are minted on Mantle.

5. On-chain supply is updated deterministically.

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6.2 Redemption

Token holders may:

• Redeem tokens for physical gold, or

• Settle tokens back into stablecoins

Redemption follows a defined operational timeline (T+X) and includes configurable fees designed to:

• Preserve system liquidity

• Discourage unnecessary physical withdrawals

• Align on-chain and off-chain inventory stability

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7. Yield Generation

Unlike static gold-backed tokens, Starlynk Gold RWA introduces controlled yield mechanics.

7.1 Sources of Yield

Physical gold may be:

• Leased to approved financial institutions

• Used as collateral in conservative financing structures

• Deployed in regulated gold lending arrangements

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7.2 Yield Distribution

• Yield is collected off-chain

• Transparently accounted for

• Distributed through predefined on-chain mechanisms

• Designed to avoid hidden leverage or rehypothecation

This creates a yield-bearing gold-backed asset while maintaining conservative risk controls.

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8. Atomic Settlement Engine (Core Innovation)

8.1 Traditional Settlement Model

In legacy systems:

• Asset delivery and payment settlement are separate

• Settlement occurs T+2 or later

• Counterparty risk is unavoidable

• Reconciliation is manual and costly

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8.2 Atomic Settlement Model

Starlynk introduces an atomic settlement engine where:

• Asset transfer

• Payment execution

• State finality

occur within a single on-chain transaction.

Example Flow

1. Stablecoin is locked

2. Gold token liquidity is verified

3. Gold token ownership is transferred

4. Stablecoin is released

5. Transaction commits

Any failure results in a full revert. Partial settlement is impossible.

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9. Why Mantle L2

Atomic gold settlement requires:

• Predictable, low transaction fees

• High throughput

• Fast finality

• EVM compatibility for enterprise tooling

Mantle provides:

• Payment-scale economics

• L2 execution efficiency

• Infrastructure suited for real-world financial volume

This design would be economically impractical on L1.

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10. Legal & Compliance Boundary

Starlynk explicitly separates:

Off-Chain

• Physical gold custody

• Regulatory compliance

• AML/CFT processes

On-Chain

• Ownership

• Settlement logic

• Supply accounting

• Finality enforcement

This separation ensures:

• Regulatory clarity

• Minimal trust assumptions

• No implied regulatory endorsement of protocol behavior

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11. Proof of Reserve & Transparency

Transparency mechanisms include:

• Periodic independent verification

• Physical inventory reconciliation

• On-chain supply audits

• SPV-based asset isolation where applicable

These mechanisms ensure that on-chain representations accurately reflect off-chain reality.

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12. Extensibility

The same architecture can support:

• Silver and other precious metals

• Commodity-backed RWAs

• Trade finance instruments

• Treasury-grade settlement assets

Gold serves as the reference implementation.

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13. Role Within the Mantle Ecosystem

Starlynk Gold RWA contributes:

• Real economic activity

• Non-speculative transaction volume

• Infrastructure-level adoption

• Long-term ecosystem stickiness

It positions Mantle as a real-world settlement layer, not merely a DeFi execution environment.

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14. Conclusion

Starlynk Gold RWA redefines gold for the digital era. It is not simply tokenized gold—it is gold redesigned for settlement.

By combining:

• Physical asset backing

• Legal issuance

• Atomic on-chain execution

• Mantle L2 scalability

Starlynk demonstrates how real-world assets can evolve from passive stores of value into active components of global financial infrastructure.