SafeNest: Mobile DeFi super-wallet for 1.7B unbanked smartphone users. Micro-savings, community pools & retirement planning on U2U Network. Live on mainnet!
SafeNest: Mobile-First DeFi Super-Wallet for Financial Inclusion
SafeNest is a revolutionary DeFi platform designed to bring financial services to the 1.7 billion unbanked people worldwide who own smartphones. Built on U2U Network and live on mainnet, SafeNest combines micro-savings, community pools, and retirement planning in a single mobile-first application.
The Problem: Millions in emerging markets lack access to traditional banking but own smartphones. They need safe savings options, small investment opportunities, and retirement planning without complex financial infrastructure.
Our Solution: A comprehensive DeFi ecosystem featuring:
Micro-Savings Vault: Deposit as little as $0.01 daily with automatic yield deployment
Pension Nest: 10-year vesting retirement savings with 2% yield boost
Emergency Vault: Liquid savings with instant withdrawal capabilities
Community Pools: Digital "chamas" for collective savings and investment
Key Innovation: We bridge traditional micro-finance with modern DeFi, using stablecoins to reduce crypto complexity while providing real yield through automated DeFi strategies. Our $SAFE token enables governance and unlocks premium features.
Impact: Currently deployed on U2U Solaris Mainnet with contracts for micro-savings, community pools, and vault systems. Targeting pilot regions in Kenya, Nigeria, and Philippines with mobile money integration.
Tech Stack: Next.js, Hardhat, Solidity, Wagmi, RainbowKit - built for emerging markets with offline functionality and local language support.