U2Pay:- A streaming utility payment rail.

U2PAY is a Web3-based real-time payment rail designed to enable true pay-per-use billing for physical (IoT) and digital services. Instead of fixed monthly or hourly plans, users define the real-world cost of a service (per hour, minute, or day) in INR, USD, or EUR. The system converts this rate into nanosecond-level cost precision, tracks live usage, and continuously calculates the payable amount.

Payments are settled on-chain using Ethereum via smart contracts, with automatic conversion from fiat value to crypto so users don’t need to understand blockchain complexity. U2PAY prevents overpayment by auto-stopping services at user-defined limits, making infrastructure usage fair, transparent, and efficient.