BOGENT

BOGENT

Autonomous Payment Agents on Mantle Network

PROJECT OVERVIEW

BOGENT is a decentralized autonomous payment platform built on Mantle Network. 

It enables users to deploy self-funded "agents" that automatically execute 

recurring payments without centralized intermediaries; bringing trustless 

automation to payroll, subscriptions, rent, and more.

THE PROBLEM

Traditional payment automation relies on centralized services that:

• Require trust in third-party intermediaries

• Lack transparency in how payments are processed

• Charge high fees for recurring billing (2-5% per transaction)

• Are not compatible with cryptocurrency or DeFi

• Create single points of failure

• Require manual intervention for crypto payments

• Cannot execute transactions when users are offline

In the crypto world, there's no equivalent to Stripe's recurring billing or 

PayPal's subscription services. Users must manually send payments each time, 

making automated financial operations impractical.

THE SOLUTION

BOGENT introduces autonomous, self-funded payment agents on Mantle Network:

1. CREATE AN AGENT

   Users deploy an agent with: recipient address, payment amount, interval 

   (hourly/daily/weekly/monthly), and optional termination date.

2. FUND THE AGENT

   Users deposit MNT or ERC20 tokens (USDT, USDC, mETH, etc.) directly into 

   the agent's on-chain balance.

3. SET AND FORGET

   The agent automatically executes payments at the defined intervals. No 

   approvals needed at execution time—funds are already escrowed.

4. FULL CONTROL

   Users can pause, resume, edit, or terminate agents anytime. Remaining 

   funds are instantly refunded upon cancellation.

Key Features:

• On-chain invoice management with shareable payment links

• Multi-token support (MNT, USDT, USDC, mETH, cmETH, WETH)

• Scheduled termination (auto-stop on a specific date)

• Transaction simulation (pre-flight error checking)

• Non-custodial design (users control their funds)

• Real-time execution history and analytics

WHY MANTLE?

Mantle Network is the ideal chain for BOGENT because:

• Ultra-low gas fees make micro-recurring payments economically viable

• Fast finality ensures payments execute in real-time

• EVM compatibility enables seamless Solidity development

• Growing DeFi ecosystem provides liquidity for multi-token support

• Modular architecture allows future scaling

On Ethereum mainnet, a simple transfer costs ~$2-5 in gas. On Mantle, the same 

transaction costs less than $0.01—making recurring payments 100x more affordable.

BUSINESS MODEL

BOGENT operates on a sustainable fee structure:

Phase 1: Free (Hackathon & Early Adoption)

• No platform fees during initial launch

• Focus on user acquisition and feedback

Phase 2: Freemium Model

• Free tier: Up to 5 active agents, basic features

• Pro tier ($9/month in MNT): Unlimited agents, priority execution, analytics

• Enterprise: Custom solutions for DAOs and businesses

Phase 3: Protocol Fees

• 0.1% fee on executed payments (significantly lower than traditional 2-5%)

• Fee split: 70% to protocol treasury, 30% to worker operators

Revenue Streams:

1. Subscription fees for premium features

2. Protocol fees on payment execution

3. B2B licensing for white-label solutions

4. Integration fees for partner platforms

TARGET MARKET

Primary Users:

• Freelancers & contractors receiving recurring crypto payments

• Small businesses paying contractors in stablecoins

• DAOs managing payroll and contributor compensation

• DeFi users automating yield distributions

• Landlords accepting crypto rent payments

Market Size:

• Global recurring payments market: $1.5 trillion annually

• Crypto payroll solutions: $500M+ and growing 40% YoY

• DAO treasury management: $25B+ in assets under management

ROADMAP

Phase 1: Foundation (Q1 2026) ✓ COMPLETE

✓ Core smart contract development

✓ Frontend application (Next.js, React 19)

✓ Multi-token support (MNT, USDT, USDC, mETH, cmETH, WETH)

✓ Invoice management system

✓ Mainnet deployment on Mantle

○ Hackathon submission

○ Initial user onboarding

Phase 2: Growth (Q2-Q3 2026)

○ Public Testnet

○ User feedback and bug fixes

○ Mobile-friendly improvements

○ Payment notifications (email/Telegram)

○ Agent templates for common use cases

Phase 3: Expansion (Q4 2026 - Q1 2027)

○ Analytics dashboard

○ Multi-sig wallet support (Safe integration)

○ Developer API and documentation

Phase 4: Scale (2027+)

○ Cross-chain payment support

○ Enterprise solutions

○ Community governance

COMPETITIVE ADVANTAGE

vs. Traditional Payment Processors (Stripe, PayPal):

• No KYC/AML requirements for users

• Instant settlement (no 2-3 day holds)

• Global access without geographic restrictions

• 100x lower fees

vs. Existing Crypto Solutions (Superfluid, Sablier):

• Self-funded agents (no continuous approval signatures)

• Simpler UX (no stream management complexity)

• Built specifically for Mantle's low-fee environment

• Invoice management included

vs. Manual Crypto Payments:

• Fully automated execution

• Works while user is offline

• Scheduled termination prevents overpayment

TEAM

Barnabas Oboh

X:  https://x.com/oboh_banny18

GitHub: https://github.com/barneybo18

LinkedIn: https://www.linkedin.com/in/oboh-barnabas18/

David Oboh:

X:  https://x.com/SaltySurvivor_

GitHub: https://github.com/Saltyboi09

LinkedIn: https://www.linkedin.com/in/david-oboh-453623288

LINKS

• Live Demo: https://bogent.vercel.app/

• GitHub: https://github.com/barneybo18/MantleAgenticPayment

• Testnet Contract: 0x73B9105DF1D8E1A790ac999dbd5244AeF33527B7

Built with ❤️ on Mantle Network