Analytics Officer
WHR Global Consulting
About the role:
We are looking for a skilled and driven Analytics Officer to join our Credit Risk & Analytics function. This role is suited for professionals with hands-on experience in credit risk analytics, statistical modeling, and data-driven decision-making within the BFSI domain. The role will involve key participation in building and enhancing credit scorecards, supporting risk strategy formulation, and driving data-driven decision-making across the customer lifecycle. This is a high-impact role within a growing function, offering the opportunity to work closely with leadership and contribute to building a strong in-house analytics capability.
Responsibilities:
- Support development and enhancement of credit risk models
- Perform end-to-end model lifecycle activities: data preparation, exploratory data analysis, feature engineering, model development, validation, and monitoring
- Translate analytical outputs into actionable credit strategies (cut-offs, limit setting, segmentation)
- Perform portfolio analytics to identify risk trends, early warning signals, and opportunities for optimization
- Support analytics across Marketing, Acquisition, Behavioral, and Collections strategies
- Develop and maintain analytical datasets, ensuring data quality and integrity, using programming languages (Python / R / SAS / SQL)
- Prepare dashboards, reports, and presentations for senior management
- Collaborate with Credit Operations, IT, and other teams to ensure proper implementation and data integrity
- Work with external partners on model validation and deployment
Qualifications:
- Bachelor’s or Master’s degree in Statistics, Mathematics, Economics, Engineering, Data Science, or related quantitative field
- 2-7 years of experience in analytics, preferably within BFSI/Credit Risk domain
- Hands-on experience in credit risk model development (PD models required; EAD / LGD exposure is a plus) and validation
- Experience in portfolio analytics and risk strategy development
Compensation:
• Starting basic salary – Php 40,000-50,000 negotiable depending on the candidate’s experience
• Rice Allowance – Php 1,500.00/month
• Transportation Allowance – Php 150.00/working day