Fundory

Goal-based stablecoin savings vaults with on-chain yield strategies, designed for real-world saving habits.

Problem

Saving in crypto is still "app-first" and not goal-first. Most users want simple, recurring savings tied to real-life goals with predictable yield and transparent accounting.

Solution

A goal-based vault system where each goal has its own vault, users select a yield strategy (APR profile), and the vault accrues yield on-chain with clear progress tracking.

Key features

• One vault per goal

• Strategy selection with different APR profiles

• On-chain accrual

• Clear progress, shares, and value breakdown

• Indexer for activity recording(deposits, withdrawals etc...)

How it works (high level)

1. User creates a goal and selects a strategy.

2. The factory deploys a dedicated vault bound to that strategy.

3. Deposits are routed into the strategy.

4. Vault share price increases as yield accrues.

5. Users can withdraw anytime, pro-rata.

Contracts

• GoalVaultFactory: deploys goal vaults

• GoalVault: holds shares and routes assets to a strategy

• MockYieldStrategy: fixed APR, on-chain accrual for testnet demo

• MockUSDC: mintable test token for testnet

Live URL

App: https://fundory.vercel.app

Tech stack

• Contracts: Solidity + Hardhat

• Frontend: Next.js + wagmi/viem

• Indexer: Node + viem + Express

Business model

Monetize via a small, transparent yield spread and optional premium features in the future.