Self-Repaying RWA Credit Line
A DeFi protocol enabling fully automated, self-repaying loans backed by yield-bearing Real World Assets (RWAs).
Traditional DeFi lending requires constant manual management—monitoring positions, managing debt ratios, and avoiding liquidation.
This friction limits mainstream adoption and prevents stablecoins from being efficiently used for real-world asset (RWA) access.
💡 Our Solution
Users deposit yield-generating collateral (mETH, fBTC), borrow stablecoins (USDC) to access RWAs and real-world payments, and the yield from their collateral automatically repays the loan.
No EMIs. No monitoring. No manual intervention.
A self-repaying credit line that turns yield into RWA-ready liquidity, built for Mantle’s RealFi vision.
How it works:
One Transaction — Deposit collateral + borrow in a single action
Yield Accrues — Your collateral generates yield passively
Auto-Repayment — Keeper bot harvests yield and pays down your debt (80% to debt, 20% protocol fee)
Loan Cleared — Withdraw collateral once debt reaches zero
Gas-Optimized Keeper Bot — Two-phase scanning minimizes oracle calls
Chainlink Price Feeds — Production-grade asset pricing
One-Click UX — Deposit + borrow in a single transaction
Transparent Yield Distribution — 80/20 split (user/protocol)
Frontend: Next.js 16, React 19, TypeScript, TailwindCSS, wagmi, viem
Smart Contracts: Solidity, Hardhat, OpenZeppelin, Hardhat Ignition
Keeper Bot: Node.js, Ethers.js, Express, Redis
Blockchain: Mantle Sepolia