AI-Powered Fintech Copilot

🚀 Project Description

🌍 1. Overview

We are building an AI Agent-as-a-Service platform that enables anyone – even non-tech users – to easily create and deploy virtual Financial AI Agents. These Agents go beyond just smart conversations and are capable of:

📊 Market prediction (e.g., crypto BTC/USDT in the 1h timeframe).

🔎 In-depth research on stocks, companies, and industries.

📚 Leveraging personal knowledge bases (spending history, investment habits).

🤖 Integrating with chatbot/telebot/websites for direct interaction via text or voice.

This is the next step for AI to become a true financial assistant, optimizing investment decisions and helping users access financial knowledge quickly, transparently, and in a personalized way.

⚡ 2. Problem

In reality, millions of individuals – especially newcomers or SMBs – face:

❌ Limited access to professional financial advisory services due to high costs and technical barriers.

❌ Information overload: crypto, stock, and digital finance markets change continuously, making it difficult to filter valuable insights.

❌ Lack of personalization: generic advice doesn’t reflect each person’s spending habits or risk appetite.

As a result, users make decisions without sufficient data, rely on intuition, and risk missing profit opportunities or suffering unnecessary losses.

💡 3. Solution

Our platform delivers an AI Financial Copilot, where users only need to “send a message” to:

📈 Receive personalized investment predictions & recommendations based on market data + the user’s own knowledge.

🔍 Perform automated deep research on businesses, stocks, or any website, and present easy-to-understand insights.

🗣️ Interact seamlessly via SMS, Telegram Bot, or web-app, without complex technical knowledge.

🔗 Connect directly with third-party financial services, turning Agents into action bridges rather than just advisors.

🌟 4. Vision

We believe that in the future, each individual will own a personal AI Agent – a lifelong “financial companion.”

For general users: it is a companion that helps manage spending, saving, and investing intelligently.

For SMBs: it is an internal knowledge portal that supports answering queries and optimizing business finances.

Our vision is to democratize financial services – so that anyone, regardless of expertise, can confidently control and grow their finances.

🔑 5. Key Features

🔎 Smart Research: Agents can analyze businesses, websites, or markets in detail with just one command.

📊 Personalized Investment Advice: providing profit strategies based on each person’s risk appetite and financial goals.

💬 Seamless Interaction: supporting communication via text & voice, on web or messaging platforms like Telegram/SMS.

🔗 Third-party Integration: directly connecting with digital financial services, turning advice into real-world action.

⚙️ 6. Core Technology

We are building the system on the most advanced AI technologies to ensure contextual understanding, personalization, and actionable execution:

📚 Retrieval-Augmented Generation (RAG): enables Agents to combine real-time data with each user’s private knowledge base, delivering contextually relevant advice.

🔍 Semantic Search & Deep Search: allows searching and analyzing information about markets, businesses, and websites at the semantic level instead of just keywords.

🧩 Model Context Protocol (MCP): a set of market analysis strategies and action scripts (action space), helping Agents not only predict but also propose specific digital actions.

🏗️ Microservices Architecture: ensures flexible scalability, with each Agent deployed as an independent service, easily integrated with SMS gateways, Telegram Bots, or websites.

🤖 AI Agents Orchestration: multiple Agents can collaborate (e.g., crypto technical analysis Agent + news research Agent + spending management Agent) to provide a comprehensive financial strategy.