CPPay offers Web2-Level UX for Crypto Payments with Account Abstraction, making transactions with fiat seemless using crypto assets, all in one interface
Instant, Gasless, and Self-Custodial Crypto Payments for Everyone — from Smartphones to Feature Phones
CPPay bridges the gap between crypto payments and everyday fintech experiences.
Our mission is to make using crypto as effortless as using web2 online bank app, while maintaining self-custody, gasless transactions, and multi-wallet flexibility.
By combining Account Abstraction (ERC-4337) with USSD integration, CPPay enables inclusive access for both smartphone and feature phone users across Nigeria.
Deliver a unified crypto payment platform where users can transact in crypto or Naira seamlessly — with one-tap confirmations, no visible gas fees, and complete control of their assets.
Goal | Description |
|---|---|
Speed | 95% of transactions complete end-to-end in ≤60 seconds |
Gasless Adoption | ≥90% of transactions sponsored or paid in ERC-20 tokens (no native gas) |
Wallet Flexibility | ≥70% of active users create/import multiple wallets and switch within one tap |
Batch Efficiency | ≥30% of users perform 5+ transactions in a single batch |
Secure Recovery | ≥50% of wallets enable social recovery within the first week |
USSD Accessibility | ≥80% of USSD-initiated airtime or bill payments succeed within 60 seconds |
Nigeria’s fintech ecosystem thrives on ease of use. CPPay taps into this user expectation with crypto payments that feel exactly like Web2 fintech apps — no seed phrases, no gas tokens, just smooth experiences.
By supporting USSD, CPPay reaches over 100 million feature phone users, expanding crypto access beyond tech-savvy audiences.
Built on Account Abstraction (ERC-4337), CPPay introduces:
Gasless transactions
Multi-wallet sessions
Social recovery and session keys
Smart batching for microtransactions
Transaction fees on sponsored gas
Partner commissions from airtime/bill payments
Cross-chain swap fees
White-label integrations for fintech and merchants
All smart contracts are live and audited on the Hedera Testnet, validating the system’s readiness for mainnet and investor-backed scaling.
🎥 Product Demo:
🎥 Web Link: https://cp-pay.vercel.app/
📋 Contract Addresses:
Module | Address |
|---|---|
CPPayPaymaster | |
BillPaymentAdapter | |
SessionKeyModule | |
SwapRouter |
CPPay aims to become the crypto payment backbone for Africa’s fintech ecosystem —
where sending crypto, paying bills, or topping up airtime feels as simple as a mobile money transfer, powered by smart contract automation and Web2-level UX.
This is not just a wallet; it is the next evolution of inclusive digital finance.