hackquest logo

Bridgefi

BridgeFi makes moving between your bank money and crypto feel as simple as any everyday app you already use. It lets you instantly convert fiat to crypto and back without delay

Videos

Description

BridgeFi - Mobile Fiat–Crypto Gateway on Mantle

BridgeFi is a mobile-first fiat–crypto gateway built on the Mantle blockchain, designed to make moving money between bank accounts and crypto wallets as simple as using any modern fintech app. It enables smooth on- and off-ramping between traditional currencies and digital assets while maintaining regulatory compliance and transparent on-chain activity. Whether you are a first-time crypto user, an active trader, a DAO treasury manager, or a fintech integrating crypto rails, BridgeFi removes friction and delivers a familiar banking-like experience powered by Web3 infrastructure.

What BridgeFi Does

BridgeFi allows users to:

  • buy crypto using cards or bank transfers

  • sell crypto back to fiat and withdraw to bank accounts

  • track every transaction on-chain in real time

  • experience faster settlement and lower fees through Mantle

The app combines:

  • clean, consumer-grade UX

  • regulated KYC/KYB onboarding (rolling out)

  • AML monitoring and compliance safeguards

  • transparent transaction receipts and histories

The simple mission behind BridgeFi is:

Make moving value between fiat and crypto feel instant, compliant, and familiar without users needing to “learn crypto.”

Why BridgeFi Matters

Today, fiat–crypto movement is messy. Users often deal with:

  • fragmented services across multiple apps

  • delays, hidden fees, and confusing flows

  • uncertainty around regulation and trust

  • poor visibility into where funds actually go

Most people are forced to choose:

  • convenience but weak compliance, or

  • compliance but terrible user experience

BridgeFi removes that trade-off by combining:

  • Web2 simplicity

  • Web3 transparency and verifiability

This means:

  • faster settlements

  • lower costs thanks to Mantle

  • clear on-chain proof of activity

  • onboarding that feels like everyday fintech apps

Core Value Proposition

For everyday users

  • buy or sell crypto with debit cards or bank transfers

  • support for Naira first, expanding currencies next

  • instant or near-instant settlement

  • no technical learning curve

  • live on-chain tracking for peace of mind

For businesses & partners

  • compliant fiat gateway rails

  • APIs & SDKs for embedding BridgeFi in their products

  • accounting and regulatory reporting tools

  • white-label capabilities

For the Mantle ecosystem

  • new liquidity entry and exit points

  • reduced friction for adoption

  • support for real-world, mainstream applications

Key Features

Mobile Onramp – Fiat → Crypto

  • card & bank transfer payments

  • real-time exchange rates

  • transparent fee breakdown

  • auto-settlement to wallet

  • live transaction status tracking

Mobile Offramp – Crypto → Fiat

  • convert USDC/MNT to fiat

  • withdraw to bank accounts

  • estimated settlement timelines

  • downloadable receipts & statements

Compliance & Risk Layer

  • KYC/KYB verification (coming soon)

  • AML transaction monitoring

  • sanctions screening

  • configurable transaction limits

Dashboard & Transparency

Users get:

  • balance view and portfolio snapshot

  • transaction history

  • on-chain explorer links

  • downloadable statements

Admins get:

  • monitoring dashboards

  • suspicious activity alerts

  • fee and limit configuration

  • compliance workflows

Who BridgeFi is Built For

  • retail newcomers entering crypto

  • active traders seeking low-fee ramps

  • fintech startups that need crypto rails without building them

  • DAOs & institutions managing treasury inflows/outflows

Use cases include:

  • payroll conversions

  • settling cross-border remittances

  • business treasury movement

  • onboarding users into Mantle dApps

Business & Marketing Narrative

BridgeFi positions itself as:

  • the trust layer between banks and blockchains

  • the first touchpoint for users entering Web3

  • a gateway for real-world money movement

Marketing focuses on:

  • trust & regulation

  • ease of use

  • speed & affordability

  • accessibility globally

Revenue streams include:

  • transaction fees

  • FX spread revenue

  • SaaS/API usage fees

  • white-label partnerships

  • premium compliance analytics

Roadmap Snapshot

Near-term

  • Other core on/off-ramp functions

  • KYC/KYB rollout

  • banking/payment partners onboarding

Mid-term

  • multi-region compliance expansion

  • recurring crypto payroll & subscriptions

  • business accounts, bulk payouts, invoicing

Long-term

  • multi-chain expansion

  • debit card issuance

  • embedded crypto banking rails

Why Mantle

Mantle provides:

  • high throughput

  • extremely low transaction costs

  • EVM compatibility

  • strong ecosystem support

BridgeFi turns Mantle into:

a real-world money gateway — not just a trading playground.

PITCH LINK : https://drive.google.com/file/d/19v2fn2lw9_j6zD4xsS33OQtoxkHZHreU/view?usp=drive_link

Progress During Hackathon

Core architecture is in place, on-chain tracking is live on Mantle, and the fiat–crypto conversion flow is wired end to end in the demo environment. User onboarding and compliance checks are a work on progress, and key smart contracts are deployed for testing. Current work is centered on tightening the UX, resolving edge-case bugs, and validating the full transaction journey so the MVP is stable, and clearly showcases seamless fiat–crypto conversion with transparent on-chain tracking.

Tech Stack

Next
Web3
Ethers
Solidity

Fundraising Status

none

Team Leader
AAkinbola Kehinde
Sector
DeFiRWA