Neko Protocol

Neko Protocol

Pitch deck : https://www.canva.com/design/DAG-dZR3bZM/28UTcMoOHTzB-pqpE_Hpqg/edit?utm_content=DAG-dZR3bZM&utm_campaign=designshare&utm_medium=link2&utm_source=sharebutton

The Liquidity Engine for Real-World Assets

Neko is a next-generation DeFi liquidity protocol built on Mantle Network that transforms tokenized real-world assets (RWAs) into programmable, on-chain collateral.

It unlocks what has always been trapped:
real assets with real value, but no real liquidity.

With Neko, RWAs don’t just exist on-chain
they work.

A New Credit Primitive

Traditional finance separates assets, liquidity, and risk behind opaque systems.
DeFi unlocked capital but left the real world behind.

Neko bridges that gap.

It enables asset originators, borrowers, and liquidity providers to participate in a unified, transparent credit layer where real-world value directly backs on-chain liquidity.

Not pooled.
Not abstracted.
Isolated. Measurable. Verifiable.

How Neko Works

Neko introduces isolated RWA vaults self-contained liquidity environments where each asset class lives with its own rules, risk parameters, and economics.

• Originators create vaults backed by specific tokenized assets:
  treasuries, invoices, real estate, private credit, energy assets, and more.

• Borrowers deposit RWA claim tokens and unlock stablecoin or crypto liquidity.

• Liquidity providers supply capital to individual vaults and earn yield directly tied to that vault’s risk and performance.

No cross-contamination.
No hidden leverage.
Each vault stands on its own.

Privacy, Trust, and Institutional Readiness

Real assets demand real assurances.

Neko combines a hybrid oracle and attestation layer that blends:

• Off-chain price feeds and attestations

• An on-chain EVM oracle storing prices, histories, and rich RWA metadata
  (issuer, jurisdiction, regulation, tokenization framework)

To protect sensitive information, Neko is designed with:

• Zero-knowledge proofs

• Poseidon commitments

• Private verification of ownership, appraisals, and legal documentation

The result:
verifiable pricing and risk without exposing what must remain private.

This architecture is built for institutions without sacrificing DeFi composability.

Built on Mantle. Built for Scale.

Neko is deployed natively on Mantle Network — Ethereum’s modular Layer 2 designed for capital-intensive applications.

This enables:

• Ultra-low transaction costs (≈90% cheaper than Ethereum L1)

• Near-instant finality (~10ms block times)

• Ethereum-grade security via optimistic rollups

• High-frequency oracle updates and liquidation safety via EigenDA

Liquidity flows seamlessly through Mantle’s DeFi stack, with native integrations into DEXs such as Merchant Moe, powering swaps, repayments, and liquidations efficiently — in whatever asset users choose.

Gas is paid in MNT, keeping operational costs minimal even at scale.

Risk, Liquidations, and Market-Driven Credit

Every Neko vault defines its own financial logic:

• Collateralization ratios

• Interest models

• Liquidation thresholds

This allows underwriting to adapt to real markets:
Latin American SME credit, real estate, infrastructure, or energy — each with parameters that make sense for that reality.

When risk rises and positions fall below healthy levels, liquidators step in:

• Debt is partially repaid

• Collateral is seized

• Assets are swapped through Mantle DEXs

• Vault solvency is preserved — even under stress

This is on-chain credit discipline, enforced by code.

The Vision

The tokenized asset market is growing fast — but most RWAs still sit idle.

Neko turns them into an active global credit layer.

For:

• SMEs seeking fair access to liquidity

• Institutions deploying capital with transparency

• Asset holders unlocking value without selling ownership

What Comes Next

Neko’s roadmap expands this foundation into a full RWA liquidity stack:

• Zero-knowledge oracle validation with multi-feed consensus

• Expansion into renewable energy and emerging-market credit

• Per-vault governance and permissioned participation models

• Cross-chain access and standardized RWA proof formats

• Integration with Bitcoin-native liquidity via Mantle’s FBTC ecosystem

Why Mantle. Why Now.

Mantle is positioning itself as the Liquidity Chain modular, efficient, and capital-first.

For Neko, that means:

• The economics needed for real-world finance

• The performance required for institutional use

• The ecosystem to scale RWA liquidity globally

Neko isn’t just bringing real assets on-chain.

It’s giving them a financial operating system.