Your agents are ready to spend. Your compliance team isn't. We close that gap AgntPymt is an enterprise payment gateway purpose-built for the autonomous AI agent economy. It acts as a financial control layer that gives AI systems a secure, governed way to execute machine-to-machine transactions without human friction. We are building this for enterprises in regulated industries (such as BFSI, fintech, and supply chain) that are adopting AI for autonomous procurement, IT management, and digital service consumption. It is for organizations that want to leverage agentic workflows but require strict compliance, predefined spending controls, built-in agent identity, and an immutable audit trail before allowing AI to transact on their behalf.
AgntPymt: you can't prompt your way to compliance.
Telling an AI "don't spend more than $10" is a suggestion, not a control. Models hallucinate, get prompt-injected, and misread instructions. When an agent holds a funded wallet, one bad output becomes a real payment you can't undo.
Yet AI agents are already buying APIs, data and SaaS, and paying invoices on their own. Most of the agent-payments space is building checkout for consumers: an agent buying sneakers for one person. Nobody is solving the harder problem: how does a bank, a fintech or a global supply chain let hundreds of agents spend company money, and still pass an audit?
Today enterprises have two bad options. They block agent payments entirely, or they hard-code a private key and hope for the best.
AgntPymt is the third option: a governance layer that wraps around the AI. The agent decides what it wants to buy. AgntPymt decides whether it's allowed. Every transaction goes through us, and the rules live in code, not in a prompt.
Agent identity. Every agent gets its own wallet, bound on-chain with an EIP-712 consent signature. Every dollar is tied to a named agent, not a shared key.
Rules the AI can't talk its way around. Our AgentSpendPolicy contract on Arbitrum enforces per-transaction caps, daily caps, auto-approve thresholds, and per-agent and org-wide kill switches. Not the agent, not the prompt, and not even our own server can bypass it.
Human-in-the-loop at machine speed. A $0.01 data purchase settles instantly. An $800 cloud invoice stops and waits for a human to approve it on-chain.
An audit trail regulators can trust. Payments settle in USDC over x402 on Arbitrum, each settlement is recorded against its on-chain request, and every seller is rated on the ERC-8004 reputation registry.
What this looks like in practice:
A bank's research agent buys market data all day under a $5 auto-approve cap, so it never needs a human for routine purchases.
A procurement agent negotiates a supplier invoice down, but anything over its limit waits for finance to approve.
A cloud-ops agent goes rogue in a loop. The admin flips the kill switch and spending stops across the whole org instantly.
Why Arbitrum: agent commerce means thousands of $0.01 payments. Arbitrum makes it cheap enough to govern every single one, so the controls don't eat the margin.
Consumer agents need a wallet. Enterprise agents need a rulebook. We're the rulebook.
Live and source-verified on Arbitrum Sepolia (0x542A4322762b255f8bA53F6A236B6191c8Cd0e1c) and Robinhood Chain testnet (0x7F67212561DcD231a9316a54A4A336F7059A4234).