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BorrowDesk

A dapp where users Collateralized USDG credit lines against Robinhood Chain Stock Tokens

Video

Công nghệ sử dụng

Solidity
Next
React
Robinhood
USDG
Arbitrum

Sự miêu tả

BorrowDesk.fun - Keep the stocks. Borrow the dollar.

Collateralized USDG credit desk on Robinhood Chain (Arbitrum Orbit, chain id 4663). Deposit official Stock Tokens (NVDA, AAPL, TSLA, SPY, and 25 more), keep equity upside, borrow Paxos Global Dollar (USDG) without selling.

Live product

  • USDG: 0x5fc5360D0400a0Fd4f2af552ADD042D716F1d168

What ships

  • 29 AggregatorV3-priced Stock Token / ETF markets with equity-tuned LTV / liquidation bands

  • Multi-collateral account: deposit · withdraw · borrow · repay · partial liquidate

  • V2 supply shares + utilization APR (~2% + 8% × util)

  • Fund desk: get-stock (swap → deposit), supply USDG, batch deposit+borrow

  • Credit UX: health factor on a 0–10 scale, borrow room, liq buffer, markets, risk, Protocol, Look up, ⌘K, Reown AppKit on 4663

  • Safety chrome: fresh oracle · healthy after · pool can fund

  • Judge path + product tour; verify page for onchain claims

Problem

Stock Tokens are live on Robinhood Chain, but holders still sell or leave the chain for dollars. Generic money markets ignore 24/5 equity marks. Liquidation math is opaque. There was no RH-native credit desk.

Solution

One multi-collateral USDG credit line against official RH Stock Tokens, with foresight (liq price / LTV / repay receipt before sign) and a full desk IA - not a raw Morpho market page.

Business model

  • Today: no protocol fee; interest + liquidation bonus + USDG supply inventory

  • Future: 1% borrow origination fee + product token launch (governance / incentives; USDG stays Paxos)

Tiến độ hackathon

- Shipped a live credit market on Robinhood Chain mainnet (not testnet-only) - Built full Next.js desk (landing + /app + asset pages + verify) - Evolved V1 → V2: supply shares, util APR, Fund desk, BorrowDeskLens, Sourcify exact-match verification - Listed 29 feed-backed Stock Token markets; seeded USDG liquidity; proven deposit / borrow / repay paths - Migrated V1 liquidity + collateral into V2; drained legacy market - Wired Reown wallet connect on chain 4663; public envs on Vercel - Domain borrowdesk.fun; MIT license; 100+ commit history on GitHub - Pitch deck + README with architecture mermaid, competitors research (Morpho / Acre / Zona / Pledge), roadmap

Trạng thái huy động vốn

Not raised any.
Trưởng nhóm
AAmaan Sayyad
Liên kết dự án
Ngành
DeFiSocialFiRWA