PaySmile
Turn everyday spare change into transparent community impact through automatic round-up donations on Celo blockchain.
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描述
🌍 The Problem
East Africa processes 30M+ daily mobile money transactions, generating 50-200 RWF in spare change per transaction—that's $2.8B annually that vanishes unused. Meanwhile, communities desperately need funding for water wells, schools, and healthcare. Traditional donation systems fail with zero transparency, 5-10% fees, exclude feature phone users (60% of Rwandans), and offer donors no recognition or control. The result? Wasted billions and broken trust in charitable giving.
💡 Our Solution
PaySmile is a blockchain-powered donation platform on Celo that turns spare change into real impact. Built with love for ABF Hackathon Rwanda
✅ Multiple access points - Web app (PWA) + USSD (*384*400004#) for feature phones
✅ 100% transparent - Every donation tracked on-chain in real-time
✅ NFT gamification - Earn collectible badges (Bronze → Diamond) with animated celebrations
✅ Multi-payment - Crypto (CELO), mobile money (MTN/Airtel), or cards via Flutterwave
✅ AI-powered - Google Gemini chatbot for 24/7 donor support
✅ Voter control - Donors decide which projects get funded
Impact: We're accessible to 100% of Rwandans (smartphones + basic phones), charging only 1.5% vs 5-10% competitors, and making giving transparent, rewarding, and fun.