描述
Intendd is a new way to do money.
Today, everyday financial tasks are fragmented across wallets, banks, exchanges, payment apps, and investment platforms. People have to constantly decide where money should go, when it should move, what it should be converted into, and what needs their attention.
Intendd brings these actions into one intelligent financial interface. Users can simply express what they want in natural language, and Intendd understands the intent, considers the relevant financial context, and executes the action within the boundaries the user sets.
The goal is not to build another app that people have to constantly manage. It is to make everyday money increasingly autonomous.
Today, that means executing things like sending, converting, storing, and deploying money with minimal friction. Over time, Intendd moves toward proactive money: understanding what matters in a user's financial life, watching for relevant changes, and taking appropriate action before the user has to ask.
The end goal is simple: money that works for you, instead of money that constantly asks you to work on it.
本次黑客松进展
A self-custodial agentic money app running on real account abstraction across two chains.
Account & custody (onchain)
Built a real ERC-4337 / ERC-7579 smart-account system on ZeroDev Kernel v3, secured by WebAuthn passkeys — no seed phrases, gas sponsored via paymaster, the same deterministic account address across both chains (Robinhood Chain testnet and Arbitrum Sepolia).
The executor is a scoped session key: it can act only within signed limits (mandates), enforced by the account contract onchain — proven with fuzz and invariant tests. A compromised backend still cannot exceed the envelope or move funds.
Timelocked social recovery with a challenge window and guardians, where Intendd can never be a sole or majority guardian. One action revokes everything instantly.
Contracts verified on both chains; Slither and Aderyn clean (zero high/medium).
Everyday money, end to end
Each action is a plain-language instruction turned into a confirmation the user signs with their passkey, executed within onchain limits, with every movement recorded on-chain.
Send — "Send $500 to my brother." Intendd resolves the recipient, confirms the amount, and sends it the moment the user approves. Recipients are remembered, so next time his name is enough.
Receive — a real account that receives funds from any address, with the balance updating onchain. Share your account, money arrives.
Pay — pay for things in a single step, within limits the user sets, with a receipt that explains itself.
Invest — buy tokenized stocks and real-world assets by name. "Invest $200 in Nvidia." Intendd gives everyday people direct access to tokenized equities (Nvidia, the S&P 500), tokenized US Treasuries, and tokenized gold — the kind of global assets that were out of reach for most people, now reachable in plain language, onchain, held in the user's own account.
Convert — move between assets in one instruction. "Convert $100 into gold." Swap between dollars, tokenized Treasuries, gold, and tokenized stocks directly onchain, with the rate shown before the user signs.
Ask — "Am I okay this month?" "What did I spend?" Plain answers about the user's own money, from real data.
Intendd is built to be the consumer interface for tokenized finance — making the tokenized stocks, treasuries and real-world assets native to Robinhood Chain usable by anyone, in everyday language, without needing to understand the technology underneath.
Understanding layer
A lightweight layer reads what the user types and turns it into a structured, signed action — extracting intent, amount, and recipient from natural language, asking only for what's genuinely missing, and never acting without the user's signature. It proposes; the user signs; the contract enforces — so the understanding layer can never become authority over the user's money.
Multi-provider by design, with strict validation guardrails on everything shown to the user.
Product & experience
Full onboarding into a real account (passkey creation, funded, live), a portfolio and status experience, a conversational interface, a complete brand system, a landing page, and a gated access layer for controlled testing.
A complete security framework: key separation, secret scanning, deploy-artifact auditing, and incident discipline, all enforced in CI.
Live at intendd.xyz, with the core everyday-money experience working on testnet