KishanSaathi

KishanSaathi is a full-stack agritech platform developed to revolutionize the way Indian farmers access predictive insights and financial services. By combining satellite-based geospatial intelligence, historical agricultural data, and advanced forecasting models like Facebook’s Prophet, KishanSaathi provides farmers with tailored recommendations and financial empowerment—all through a secure digital ecosystem.

At the core of the platform lies a Climate Score—a novel alternative to the traditional CIBIL Score. Recognizing that farmers often lack formal credit histories, the Climate Score evaluates agro-climatic performance metrics to assess creditworthiness. It factors in:

• Crop health indices (e.g., NDVI, EVI from Landsat & Sentinel imagery)

• Rainfall consistency and anomalies over cropping seasons

• Yield stability across previous years

• Local climate risk factors such as drought/flood zones

• Soil moisture levels, temperature deviations, and pest risk assessments

This score enables banks, NBFCs, and microfinance institutions to make data-backed lending decisions, empowering climate-resilient financial inclusion.

The Prophet model by Facebook is used to forecast key agricultural indicators, including:

• Future yield estimates based on seasonal patterns and climate regressors

• Weather predictions tailored to specific geolocations

• Market price trends for commodities to help farmers time their sales

• Water requirement forecasts based on evapotranspiration and crop cycles

The system is powered by a secure backend with JWT-based authentication, ensuring user-level data privacy while enabling scalable interactions among farmers, agronomists, and financial entities.

In addition, KishanSaathi provides a suite of embedded financial tools, including:

• Access to climate-linked microloans

• Crop insurance eligibility based on forecasted risks

• Tracking of government subsidies and payouts

By merging remote sensing, machine learning, and fintech innovation, KishanSaathi redefines agri-credit systems for the underserved, building climate-resilient rural economies and reducing dependency on outdated credit metrics.