MantleCred
A decentralized lending protocol on Mantle that lets property owners use tokenized real-world assets as collateral to borrow stablecoins, unlocking liquidity without selling their properties.
视频
描述
MantleCred is a DeFi lending platform built on Mantle Network that enables borrowing against tokenized real estate assets. It
bridges traditional real estate with decentralized finance, allowing property owners in Nigeria to unlock liquidity without selling
their properties.
Problem Solved
Real estate owners often have significant wealth locked in property but lack access to liquidity without selling. MantleCred solves
this by:
- Tokenizing real estate into fungible RWA (Real World Assets) ERC-20 tokens
- Enabling property owners to use tokens as collateral for loans
- Allowing borrowing of mNGN stablecoin (pegged to Nigerian Naira) without selling properties
- Automating liquidations to maintain platform solvency
Tech Stack
- Frontend: Next.js 14, React 18, TypeScript, wagmi + RainbowKit, TailwindCSS
- Backend: Node.js, Express, ethers.js, SQLite
- Smart Contracts: Solidity 0.8.23, Foundry, ERC-20 standard
- Blockchain: Mantle Sepolia Testnet (Chain ID: 5003)
Key Features
- MetaMask/RainbowKit wallet integration
- Property submission and tokenization portal
- Borrow interface with collateral management
- User dashboard with health factor monitoring
- Automated oracle price updates (hourly)
- Automated liquidation service for undercollateralized positions
- Admin panel for property verification and KYC approval
- Full event logging for transparency
Mantle Features Used
- ERC-20 tokens for property tokenization
- Smart contracts (LendingPool, PriceOracle)
- EVM compatibility with MetaMask
- MantleScan for transaction transparency
本次黑客松进展
- Built and deployed smart contracts (LendingPool, PriceOracle, mNGN, MasterRWAToken) to Mantle Sepolia - Developed complete frontend with property tokenization, borrowing, repayment, and dashboard pages - Integrated wagmi/RainbowKit for seamless wallet connection - Implemented backend services: EVM service, Oracle service, Liquidation service, Event Logger - Added automated price oracle updates every 60 minutes - Implemented health factor monitoring and automated liquidations - Built admin panel for property verification and KYC management - Integrated MantleScan for transaction transparency - Achieved comprehensive test coverage across all major features
技术栈
融资状态
Pre-seed / Not fundraising - Hackathon MVP stage, exploring opportunities.