Trustbridge africa

# TrustBridge Africa - Project Description

## Overview

TrustBridge Africa is a blockchain-powered real-world asset (RWA) tokenization platform that transforms illiquid African assets into investable, tradeable digital tokens on Mantle Network. The platform bridges the gap between African asset owners seeking capital and global investors seeking diversified real-world asset opportunities.

## Problem Statement

Africa holds over $1 trillion in "dead capital" - assets that cannot be used as collateral, invested, or accessed by global markets. Key challenges include:

65% of Africans are unbanked (400M+ people) with no access to traditional financial services
$350B in real estate owned but not tradeable due to lack of deed registration
$150B in agricultural land without proper documentation or valuation
Traditional banks exclude 65% of the population due to credit history requirements
High fees (5-15%) and slow processing prevent small businesses from accessing capital
Digital divide limits access: 60% lack internet, 70% use basic phones

## Solution

TrustBridge tokenizes real-world assets (farmland, real estate, infrastructure, equipment) on Mantle Network's EVM Layer 2 blockchain, enabling:

For Asset Owners:
Tokenize assets with full control over investable percentage
Access global capital by selling fractional ownership
Earn ongoing yields from asset-backed pool investments
Transparent ownership recorded on-chain
Revenue reporting system for dividend distribution

For Investors:
Invest as little as $1 in diversified asset pools
Real yields from actual asset revenue (not synthetic DeFi)
Fractional ownership via ERC-20 pool tokens
Transparent ROI tracking with real-time calculations
Secondary trading of pool/tranche tokens

For Asset Management Companies (AMCs):
Create and manage diversified investment pools
Verify and approve asset submissions
Distribute dividends to investors
Fraud prevention with on-chain verification

## Key Features

1. Real-World Asset Tokenization:
Support for agriculture, real estate, infrastructure, commodities, and equipment
IPFS storage for legal documents (deeds, certificates, photos)
On-chain asset registry with immutable ownership records
Owner-controlled investable percentage limits

2. AMC Pool Management:
Create pools with multiple assets for diversification
Simple pools or tranched pools (Senior/Junior tranches)
Automated pool token creation (ERC-20)
Real-time pool value tracking

3. Investment System:
Minimum $1 investment threshold
TRUST token-based investment mechanism
Automatic token issuance proportional to investment
Real-time ROI calculation based on APY and elapsed time
Second-by-second ROI accumulation display

4. Real Yield System:
Actual revenue from tokenized assets
Automated dividend distribution
Asset owner revenue reporting workflow
Fraud prevention with duplicate detection and validation

5. Blockchain Infrastructure:
Built on Mantle Network (EVM Layer 2)
Low gas fees for micro-investments
High throughput for scalability
MetaMask wallet integration
Smart contract automation

## Technology Stack

Blockchain: Mantle Network (EVM Layer 2)
Smart Contracts: Solidity (PoolManager, CoreAssetFactory, AMCManager)
Frontend: React + TypeScript + Vite
Backend: NestJS + MongoDB
Storage: IPFS (Pinata) for asset documents
Wallet: MetaMask integration
Tokens: ERC-20 pool tokens, TRUST utility token

## Market Opportunity

$1T+ untapped African assets waiting to be tokenized
400M+ unbanked Africans seeking financial inclusion
Global investors seeking diversified RWA opportunities
Growing DeFi market with increasing RWA adoption

## Competitive Advantages

1. First-mover in African RWA tokenization on Mantle Network
2. Real yields from actual assets, not synthetic products
3. Low-cost infrastructure via Mantle Network's Layer 2
4. Regulatory compliance with AMC oversight and KYC/AML
5. Fractional ownership enabling micro-investments ($1+)
6. Transparent on-chain records for trust and verification

## Current Status

Completed (Q1 2026):
Core RWA tokenization platform
AMC pool management system
Mantle Network integration
Smart contract deployment
Real yield system
ROI calculation & tracking
Asset owner management
Fraud prevention system

In Progress (Q2 2026):
Mobile apps (iOS/Android)
DeFi lending/borrowing
Cross-chain bridges
Advanced analytics

## Impact

TrustBridge democratizes access to African real-world assets, enabling:
Financial inclusion for 400M+ unbanked Africans
Capital access for asset owners without traditional banking
Diversified investment opportunities for global investors
Economic growth through asset liquidity and investment flow
Transparency via blockchain-based ownership records