Fixed-rate USDG lending against tokenized stocks on Robinhood Chain 24/7
Afterglow: fixed-rate USDG lending against tokenized stocks on Robinhood Chain.
- Tokenized stocks trade 24/7, but their prices freeze from Friday's close to Sunday night. Lenders either lend on stale prices, so Monday gaps become bad debt, or they freeze completely.
Afterglow follows the market clock instead:
- Borrowers get USDG at a fixed rate. The borrow limit tightens before the close (55% to 45% LTV). Repaying always works, and nothing is liquidated on a frozen price.
- Every loan pays a weekend premium, priced per stock by GapGuard (Rust on Arbitrum Stylus).
- Lenders choose Protected (paid first, 5%) or Boost (takes losses first and keeps the premium, about 25%). Live and verified on Robinhood Chain testnet. 102 tests, including mainnet-fork tests.