Yield bearing (mortgage loans) empowering Mortgage Backed Stablecoin
Pegasus turns mortgages from pure debt obligations into yield-generating financial products. Instead of a borrower only making payments against interest, Pegasus routes capital through programmable onchain vaults and yield strategies designed to offset borrowing costs. This creates a new model for home and real-estate finance while also giving onchain capital access to real-world credit exposure. In addition, it allows 24/7 mortgage tokenization via loan origination, underwriting and yield generation pipeline onchain compared to tradiitonal mortgage pieplines that have to deal with banks, etc....and are not usable during the weekends.
Integrated Fhenix FHE to enable users to submit sensitive information required for the mortgage process (underwriting, loan origination, borrower financial data) while preserving privacy through fully homomorphic encryption.
Integrated Robinhood banking verification to confirm borrower collateral deposits and monitor loan health metrics, including payment status, collateralization, and yield generation. This provides an additional compliance and verification layer for financial institutions.
Integrated Plume Network on the Arbitrum testnet, allowing users to deposit their mortgage collateral directly into a vault when submitting the required 20% down payment.
Deployed smart contracts on the Arbitrum testnet and the Robinhood Chain testnet to support the end-to-end mortgage workflow.
Users can privately submit financial information, connect their wallet, and deposit the 20% collateral required for a home purchase. Once deposited, the collateral is automatically routed into a Plume RWA vault, where it begins generating yield.
The yield generated from the vault is directed back to the borrower and used to offset the mortgage’s interest rate / APY.
For regulatory and financial institution compatibility, a Robinhood banking verification layer allows lenders to verify borrower activity such as payment status, loan health metrics, and collateralization conditions.
Through this pipeline, Pegasus demonstrates how mortgages can be brought onchain, enabling a 24/7 programmable lending infrastructure where collateral is productive and loan activity can be transparently tracked.
This demo represents an early proof-of-concept for tokenizing mortgage flows and integrating real-world credit into DeFi infrastructure.
Seeeking a strategic partnerhsip for a strategic/ pre-seed raise of $5 million USD.