PAR enables investment strategies built around investors’ beliefs and financial goals. Through enforceable financial rights, independent providers combine financing, protection and management into complete investments, from cash or eligible existing holdings.
Investments built around your objectives
Investors may share a conviction but want different investments: growth with protection, income while retaining exposure, or financing within defined limits.
PAR enables independent financial providers to deliver these combinations as complete investment strategies. Investors can start from cash or eligible existing holdings, choosing a curated strategy or configuring a supported combination.
How PAR works
PAR coordinates providers through enforceable financial rights. A lender, protection provider and manager can contribute to the same investment, with commitments each can rely on.
For example, accepted protection can’t be removed while a loan depends on it. Providers retain their own pricing and risk decisions, while PAR coordinates the agreed rights without taking custody of the underlying assets.
What we have demonstrated
On Robinhood Chain (testnet), investors can buy, own and exit three strategies using test assets and controlled providers:
Financed yield
Managed liquidity
Protected stock exposure
The opportunity
Investment apps can offer broader programmable strategies. Financial providers can reach investors by supplying components of complete investments.
Our proposed business model earns fees on completed investment transactions. We are in conversation with investment apps and financial providers to bring the first strategies to market.
Our ambition is to make sophisticated investing accessible at scale, with strategies shaped around investors’ convictions and financial goals.