Ryvyn Protocol

The Transfer-Yield Stablecoin

Ryvyn is a transfer-yield stablecoin protocol that rewards users every time they transact — not just when they hold.

Unlike traditional stablecoins that sit idle and lose value to inflation, Ryvyn transforms everyday transfers into yield-generating actions.

Built on Mantle, Ryvyn leverages real-world asset (RWA) yield to create a new payment primitive for DeFi.

The Problem

Stablecoins are the backbone of crypto — yet fundamentally broken:

• They generate zero yield when used for payments

• Users lose purchasing power to inflation

• DeFi incentives reward passive holding, not real economic activity

Payments move value, but capture none of it.

The Solution

Ryvyn turns transfers into yield.

Every time ryUSD moves on-chain, real yield is generated and streamed back to users — creating a stablecoin that actively rewards usage.

No emissions.
No inflationary rewards.
Only real, sustainable yield.

How It Works

1. Users mint ryUSD, a USDC-backed stablecoin

2. When ryUSD is transferred, yield is generated

3. Yield accrues as ryBOND, streaming over time

4. Users can claim ryBOND into ryUSD at any moment

Yield is sourced from Mantle-native real-world asset tokens such as USDY and OUSG.

Economic Flywheel

More Transfers → More Yield → More Users → Higher TVL → More Activity

Ryvyn aligns incentives between users, liquidity, and on-chain usage — creating a self-reinforcing economic loop.

Why Ryvyn Matters

• Introduces transaction-driven growth to stablecoins

• Replaces token inflation with RWA-backed yield

• Incentivizes real usage, not idle capital

• Turns payments into an income-generating primitive

Ryvyn makes stablecoins productive by default.

Who Is Ryvyn For

• Everyday crypto users making frequent transfers

• Freelancers & global workers paid in stablecoins

• Protocols & dApps embedding yield into payments

Key Assets

• ryUSD — Transfer-yield stablecoin

• ryBOND — Streamed yield representation

• Yield Source — Real-world assets (USDY, OUSG)

Live Demo

🔗 https://ryvyn.vercel.app/

Note: This project is a hackathon MVP deployed on testnet using mock assets for demonstration purposes only.

Team

• 0xhanc

• Arif Amijoyo

• Ferdinand

• Abiyyu Faisal

• Fawwaz Naufal